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Our Privacy Policy
Homes-R-Us, Real Estate and the affiliated companies of Homes-R-Us
(“Homes-R-Us” or “we”) recognize the importance of protecting the privacy
of certain information collected about our customers and potential customers.
This Privacy Policy was created in order to demonstrate our commitment to
protecting our customers' privacy.
Homes-R-Us may gather information from a variety of ways, including, loan
applications submitted by potential borrowers, forms requesting additional
information about a property, product or a service provided by Homes-R-Us.
Homes-R-Us also learns of statistical patterns that show preferences for certain
properties, market areas and services. This type of information is used to offer
better services to the users of the Homes-R-Us web site. For instance, we may use
statistical information to develop better tools to assist home sellers in
marketing their homes to specific buyers interested in properties that meet
their requirements.
Personally Identifiable Information Collected
Depending on
the products and services you are interested in we may collect personally
identifiable information such as (i) your name, address, telephone number, email
address, social security number, assets, employment and income; (ii) data based
on your experiences with us, with other Homes-R-Us affiliates, and with other
service providers, such as your payment history, transaction parties, insurance
policy coverage and premium amount, and (iii) information from consumer
reporting agencies, such as your creditworthiness and credit history. We
maintain strict physical, electronic and procedural safeguards that comply with
federal regulations to protect all personal nonpublic information. We restrict
access to this information to only those persons who need to know it in order to
provide you with products or services. We do not seek to collect personal
information from children under the age of 18. We believe that children under
the age of 18 should obtain permission from their parents before providing any
personal information to us via this website.
Sharing Information
Homes-R-Us may share certain information
regarding our customers and former customers among Homes-R-Us affiliates only in
accordance with our strict security standards and confidentiality policies, and
applicable laws. We hold our employees and agents fully accountable for adhering
to these standards, policies and laws.
From time to time opportunities arise that we believe will benefit our
customers and former customers. On a selective basis, we may share your name,
address, telephone number and email address with third parties, such as
insurance agencies, home warranty companies and tax service providers, record
storage companies, moving companies, and other businesses that provide services
to home owners, to market financial and non-financial products and services that
may interest you. We will only provide this information to companies making
these offers available to you under strict confidentiality agreements. For
instance, we may share certain information with our strategic business partners
with whom we have agreements to help provide customers with Homes-R-Us One Stop
Shopping Services, or with other companies which help us to conduct business,
such as credit bureaus and businesses which provide account maintenance,
analysis and servicing. We may also provide information to regulatory
authorities and law enforcement officials in accordance with applicable law. If
you do not want to participate in these opportunities, please contact our main office.
Usage tracking
Collection of your IP Address. Your IP
address is a unique number used to identify your specific computer on a public
network. Homes-R-Us may collect IP addresses for the purposes of system
administration, such as diagnosing problems with our server, to analyze consumer
behavior and trends, and to audit the use of our site. IP addresses are not used
to personally identify a customer and are kept anonymous. Homes-R-Us may use IP
addresses to identify a customer when we feel it is necessary to enforce
compliance with our site terms of use or terms of service, or to protect our
service, site's, customers or others.
Use Of Cookies. Homes-R-Us may use "cookies" to track web site
visitors. Cookies are small amounts of data that the visitor retains on their
computer, which enables the visitor to go back to saved information from a
previous visit. They are also used to tailor the navigation of the web site to
be consistent with the visitor's preferences and to enable them to see their
sales agent's contact information in some cases as they work their way through
the web site.
Links to Other Web Sites
Please be aware that when you
click on links that take you to third-party web sites, you will be subject to
their respective privacy policy. While Homes-R-Us supports the protection of
privacy on the Internet, Homes-R-Us cannot be responsible for the actions of third
parties. We encourage you to read the posted privacy statement whenever
interacting with any web site.
Legal Disclosure
Homes-R-Us may also disclose account
information in special cases when we have reason to believe that disclosing this
information is necessary to identify, contact or bring legal action against
someone who may be violating Homes-R-Us's terms of use or terms of service, or may
be causing injury to or interference (either intentionally or unintentionally)
with any of Homes-R-Us's rights or property, other Homes-R-Us customers, or anyone
else Homes-R-Us may disclose or access account information when we believe in good
faith that the law requires it and for administrative and other purposes that we
deem necessary to maintain, service, and improve our products and services.
Privacy Policy Changes. Homes-R-Us reserves the right to
change the Privacy Policy at anytime. Any revisions to this Privacy Policy are
effective upon the posting of the changes on our web site.
ACCEPTANCE OF THESE TERMS
By using this site, you signify
your agreement to Homes-R-Us 's Privacy Policy. IF YOU DO NOT AGREE WITH THIS
POLICY, PLEASE DO NOT USE THIS SITE. Your continued use of Homes-R-Us's and/or its
affiliates' sites following the posting of changes to these terms will mean you
accept those changes.
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